OSV Blog

How the Real ROI of AP Automation Starts with Smarter Payments

Written by Adam Golden | 11/20/25 2:00 PM

Organizations with end-to-end AP automation can handle the same workload with 17% fewer staff, pay vendors 63% faster, and report 47% better cash flow management.  

These aren't projections — they're measurable results finance leaders are achieving by extending automation through payments. While invoice automation delivers efficiency, most ROI comes from payment automation. 

What you’re missing by stopping at invoices 

Invoice automation alone delivers efficiency, but it leaves hidden costs on the table, including: 

  • Late fees and strained vendor relationships due to manual payment delays 
  • Missed rebate and discount opportunities tied to timely payments 
  • High processing costs from manual check runs and bank file transfers 
  • Limited visibility into working capital and vendor spend 

These hidden costs quietly erode ROI and are only solved when payments are automated. That 63% improvement in payment speed? It directly eliminates late fees and unlocks early payment discounts. The 47% better cash flow management? That comes from real-time visibility that manual payment processes can't provide. 

How smarter payments drive ROI 

Automated payment processing directly improves the bottom line in four key ways: 

  1. Lower processing costs – Electronic payments cost significantly less than paper checks or manual processes, contributing to the 17% reduction in staffing requirements that automated organizations achieve.  

  2. Improved compliance and reduced risk – Built-in compliance and fraud prevention minimize costly penalties and reputational risks, directly protecting your bottom line.  

  3. Vendor satisfaction and negotiated terms – The 63% faster payment speed strengthens vendor relationships, opening doors to early-payment discounts and better terms.  

  4. Real-time visibility into cash flow – Unified reporting from invoice to payment enables the 47% improvement in cash flow management that automated organizations report. 

Measuring the ROI of Invoice Pay 

OneSource Virtual’s invoice pay delivers the measurable results finance leaders need: 

  • Efficiency gains – Automated payment workflows eliminate manual file uploads and bank transfers, reducing processing time and freeing your team to focus on strategic work instead of administrative tasks. 
  • Cost avoidance – Eliminate late fees, reduce error correction costs, and avoid purchasing additional systems or integration tools. Invoice Pay works entirely within Workday, with no extra software to maintain. 
  • Strategic value – Faster payment cycles strengthen vendor relationships and improve negotiating position, while real-time visibility enables better cash flow decisions.  

Organizations using invoice pay report similar improvements to industry benchmarks: faster payment cycles, leaner teams, and better cash flow control. 

ROI begins with smarter payments 

The true ROI of AP automation isn’t about how fast invoices move — it’s about how intelligently payments flow. Smarter payments turn AP from a cost center into a value driver. 

Ready to see the ROI of smarter payments? Schedule a demo today and learn how premium AP delivers measurable results.  

Payment automation is only part of the story. The greatest value comes when invoice automation and payment automation work together in one seamless workflow — the premium AP advantage.